Menu

Apply for a small business loan online -Get an online business loan


Your company has different expenses and sometimes you do not have enough money to cover all of them without risking your financial liquidity? In this case, you should start looking for a good loan. When you need fast cash, you can check out company loans online. Thanks to them, we can get support without leaving your office or home!

A convenient and fast loan that is available when there is a need for additional cash. One that can be taken even without visiting the facility. In addition, inexpensive and available on convenient terms. That’s what an ideal online loan for an entrepreneur should be.

What requirements do we have to meet to get an online business loan?

In general, online business loans are available on easy terms, with minimal formalities- go to this site. However, we must remember that this also translates into a lower loan limit – usually, it is up to about PLN 10,000 without the need to provide any additional accounting documents and other necessary to examine the creditworthiness.

Let’s also not forget that in the case of online loans, positive credit history is very important. It is recorded in BIK and BIG databases, such as the National Debt Register (KRD), InfoMonitor and ERIF. When an entrepreneur finds himself as a debtor on one of these lists, then he may receive a negative response to his loan application.

So when a company needs extra money, a company loan via the Internet is really a good choice – you can apply for it in your spare time and the funds will be available on your account even on the same day.

Bank or extra banking?

A non-bank loan for a company is an offer available both in banks and non-bank companies. Online loans are generally available to every entrepreneur, but we must remember that we need to meet certain conditions to obtain them.

Internet loans offered by banks are targeted at both regular customers and new clients who do not have an account at a given bank. The easiest way to get money, however, will be regular customers, because you only need to log in to your bank account and fill out the online form. There is no need to provide additional documents because the bank analyzes the client’s creditworthiness based on his account income and expenses.

People who want to use online loans in a bank other than the one they currently have an account can most often submit online, but in most cases, it is necessary to go to the facility.

In turn, non-bank loans can be taken completely online – without leaving your office or home. We submit the application online and then undergo the verification process. It involves making a transfer from your bank account. Some non-bank companies also use a different method of verification. After reviewing the loan application, we can receive money even on the same day or within the next few days.